# Underwriting Example Let’s walk through a real-life example of a borrower requesting a credit line. The user holds the following positions: * Locked position on Base: 5,000 [AERO](https://x.com/AerodromeFi) tokens locked until 2028/11/29 * Staked position on Hypercore: 500 HYPE tokens staked on [Hyperliquid](https://x.com/HyperliquidX) * Borrow/lend positions on HyperEVM and Plasma: * On [Hyperlend](https://x.com/hyperlendx): * Supplying 5,156 HYPE, 3,080 [kHYPE](https://x.com/kinetiq_xyz) and 1,237 PT-kHYPE * Borrowing 2,000 HYPE * On [Euler](https://x.com/eulerfinance): * Supplying 1,000,000 [USDai](https://x.com/USDai_Official) * Borrowing 900,000 [USDT0](https://x.com/USDT0_to) * Lending vault position: 5.3 WETH on the [Re7](https://x.com/Re7Labs) Morpho vault on Ethereum Mainnet * LP position on HyperEVM: Supplied concentrated liquidity on [ProjectX](https://x.com/prjx_hl) for the pair WHYPE/USDT0. The current value of the portfolio is $512,425, as of 28th of October 2025. The Value-at-Risk at 1% is -34.58%, and the Expected Shortfall at 1% is -39.19%. The initial weight contributions are: * Project X LP position: 0.3% * Aave leveraged lending position: 32.7% * Hyperlend lending position: 58.1% * Staked HYPE position: 3.9% * Morpho vault position: 3.4% * Locked AERO position: 1.6% Assuming a credit score of 777, this user would be approved for a credit line of $90,000 at 10% implied APR. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.3jane.xyz/underwriting-example.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.