# Jane Score Jane Score is a credit score native to the 3Jane protocol (300-1000). It consolidates the following data sources: 1. **Onchain credit scores:** Cred Score (300-1000) & Blockchain Bureau Score (400-732). Both Cred protocol and Blockchain Bureau up a robust credit underwriting framework based on on-chain activity. Combined, both credit scoring services scan over +500m address across 8 EVM chains and +100 DeFi protocols to feed +1000 features into its scoring algorithms. Model is trained on +1000 features, 54bn transactions, and 1PB of data. Every transaction you make - from pulls, repayments, liquidation, coins held, age of address, yield generated, exchanges you interacted with, etc. contributes to a user’s creditworthiness. 2. **Offchain credit scores:** TransUnion VantageScore 3.0 (300-850) and Equifax VantageScore 3.0 (300-850). This includes credit age, credit utilization, derogatory marks, num. hard inquiries, payment history, and total accounts from both credit bureaus. > Your Jane Score may change as the Jane Score algorithm evolves. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.3jane.xyz/architecture/credit-underwriter/jane-score.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.